No Medical Life Insurance

Final Expense Insurance, Calgary

No one wants to be a burden to someone else, especially their children. It happens everyday, a family is standing around at the funeral home trying to decide on a casket or a cremation. A simple burial, a reception, a minister. Flowers, burial plot or an urn. Then the big lurking question that everyone has: How will we pay for it all? The one sibling that will probably contribute the least will want to spend the most. The oldest child knows they'll be the one on the hook for the costs, so he or she feels they should have the final say. The end result is a lot of hurt feelings.

The focus is no longer on your memory, but on the logistics of funeral arrangements. 

The problem is, without making some specific plans and a way to pay for it, leaves your family in an awkward place having to decide what you would have wanted and having to figure out how to pay for it all. The end result, more often than not, is family upheaval, fighting, and disharmony that may never be resolved.

That's one reason to consider having some basic life insurance to cover final expenses, debts and/or to leave a lump sum to loved ones.

Blood tests, doctor's reports, urine samples, nurses prodding and poking can seem very intrusive. Then there's the insult of finding out you've been denied.

There's an easier way now  - with NO MEDICAL life insurance. If you are between 18-75 you can qualify for up to $500,000 in coverage. You can also qualify for $5000 - $25000 of coverage with GUARANTEED ACCEPTANCE. If you currently have some term insurance you should see if you can convert it to a permanent smaller policy before it expires.

Here are some recent quotes:

  • 61 Year old male non-smoker - $5000 policy - $22.52/month. Smoker - $30.56/month
  • 68 Year old female non-smoker - $25000 policy - $89.33/month

What guarantees exist under this plan of insurance?

  • The coverage amount will never decrease during the life of the policy.
  • Premiums are guaranteed not to change for the life of the policy.
  • Policies accumulate guaranteed cash values beginning in the fifth policy year. You may use these cash values to pay premiums for as long as there are sufficient cash values. If you choose to cancel your policy, any remaining cash value will be paid to the policy owner.
  • Satisfaction guaranteed or money refunded – all policies include a 10 Day Free Look Guarantee that gives you 10 days from the date you receive your policy to review it and decide if it is right for you. If you decide to return your policy in that 10 days, your premium will be refunded, no questions asked.

Check out our upcoming workshops: Click Here for More Details

Click here to Book Your $149 Retirement Readiness Assessment

Please call for a quote or to get more info: Willis or Nancy at 587-755-0159

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