The Simplest Retirement Income Plan - Annuities

Retirement Income Planning, Calgary

Do you want to have an absolute, positive guarantee that you'll never be poor? 

The research is conclusive: Retirees with guaranteed lifetime income are happier and experience a greater degree of retirement satisfaction because they are not worried about outliving their money. During retirement, you have to de-risk your portfolio and reduce the market exposure of your investments so that you can ensure you do not run out of money.

There are all kinds of annuities available, however, you probably have never heard of them. For example, Cashable annuities, variable annuities, deferred annuities, term annuities, impaired annuities, joint survivor annuities, insured annuity.

Check out: Annuities & Retirement Happiness


Annuities are still the easiest way to Create a Guaranteed, Predictable & Tax-efficient Lifetime Income:

  • No more investment decisions
  • Create additional sources of Guaranteed Income from your investments
  • Structure your income in the most tax-efficient way so that CRA gets less
  • Cashable annuities can provide continued growth for your investments even while withdrawing from them
  • Protect your assets so you don't run out of income and ensure you can leave a legacy
  • Check off 2 big retirement risks: longevity and market volatility

Who is this for?

    •    You have several investible assets like RRSPs, TFSAs, LIRAs.

    •    You are already in or are soon transitioning into your retirement lifestyle. 

    •    You are not interested in making complicated investment choices.

    •    You're looking for clarity on your future so that you can stop worrying about it.

    •    You do not want to outlive your money.

    •    You want to have security and freedom. (know how much you can spend & when you can retire)

"50% of retirees did not get to choose their retirement date - it was forced upon them due to poor health, being downsized, negative work conditions, or having to become a full-time caregiver to aging parents." LIRMRA Retirement Study 2012


Over the years you have made many sacrifices and made good choices with your money and now it's time to enjoy the fruits of your labour. You can avoid a lot of costly mistakes by taking the time to have a properly crafted retirement income plan that is customized for you and built to preserve a lifetime of hard work.

If you are in or close to retirement and would like to meet with one of us to put together a retirement income plan, book a time in our calendar below. The charge for our basic plan is $500 and includes a written plan with recommendations for your best possible outcome. If you choose to implement your plan using products and investments from us the fee is refunded. You can choose to come to the office or take advantage of our email/telephone/screen sharing. We can work with you regardless of where you live.

Attend our next seminar and learn more about annuities and retirement income planning: Register now!








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