My Retirement Plan

Quality Retirement Planning, Calgary

Wouldn't it be nice to know that you are in control of your finances and that you have a plan in place to protect your family and a plan for building wealth and to retire on your terms?

When we first met with Gavin he knew he needed help with his finances, he just didn't know where to start. We met for a coffee one day to visit and from there he booked a more formal meeting at our office. Gavin was like many middle-aged adults - second marriage, business owner, successful in his career. He had several LIRA's from past employers, some trading accounts at his bank, no insurance at all and no plan.

Over the course of a year, we were able to help him and his new wife identify their values and goals. We consolidated all of their accounts under one platform. We completed a risk assessment and put in place the required insurances he needed. We helped him start the process of creating an Estate plan that incorporated his newly formed blended family. Gavin still manages some of his portfolio (his "play money") himself and leaves the safe money with us. His new objectives are to accelerate paying off his mortgage and building his nest egg to retire in 10 years. He enjoys traveling while building his business and is loving his new found freedom and passion.

It's all about understanding your Vales and Goals - Creating and Implementing a Quality Retirement Plan and Continued Progress Updates to stay on track.


Step 1

Introductory Meeting. A meeting at our office to get to know each other and make sure we are a good fit. 

Meeting Agenda:

  • Clarity around values and goals
  • Review of personal and financial information
  • Simplifying finances with a 1 Page Financial Summary
  • Transparency - Understanding Cost and Value and impact on your plan
  • What a Written Quality Financial plan is and how it can ensure success in reaching your goals

Step 2 

Second Meeting Agenda:

  • Risk assessment and Risk blind spots
  • Review Will and Estate Objectives
  • Insurance & Investment needs
  • Proper beneficiary designations
  • Investment philosophy and risk profile
  • Getting the most from government benefits
  • Paperwork to open accounts 

Step 3

Cash Flow Analysis and Tax Planning

Meeting Agenda

  • Review debt structure and new options
  • Debt unification and elimination strategy
  • Minimizing Tax 
  • Create a cash flow plan
  • Using debt more strategically
  • Coordinating with other professionals
  • Be amazed by how much money we can find 

Step 4

Present the Plan

Meeting Agenda

  • Present a quality financial plan in a written document form and review

This will complete the first year.

Step 5

Continual Progress Updates and Refining

Every year following we will meet at least annually for the purpose of constant review and refinement. We work with a limited number of ideal clients so that we can help you achieve your financial and life goals in a timely fashion.

In year 2 and following we will also consider:

  • Estate planning considerations
  • Alternate investment strategies
  • Managed portfolio options
  • Using leverage 
  • Advanced investment strategies
  • Tax-sheltering and tax efficiencies
  • Diversification strategies and proper asset allocation

Ready to get started. Schedule your first meeting in our calendar below:

Upcoming Workshops!

Your Trusted Advisors,

Willis & Nancy





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