Retirement Income & Investment Advisors, Calgary
We specialize in retirement income planning and offer 2 ways to work with us - a full service model or an hourly fee for service model.
Choose Your Planning Model
Fee for Service Planning Model
If you would like to receive professional financial advice without further committment: Package 1: By the Hour If you would like professional help with any area of your finances and are looking for objective expert advice you can meet with us on an hourly basis for $150 + gst/hour either in person or via Skype/FaceTime. Click here to Book a 1-hour meeting. Package 2: Retirement Transition If you are planning to retire within 5 years or less, you likely have questions about government benefits, TFSAs, RRSPs and RRIFs and when you should take income and from where. This package…
Full Service Model
This service is for anyone who prefers a "hands-off" approach to managing their investments and desires to hire a professional. You may have a hodgepodge assortment of investments and a foggy idea of how to put it all together. Regardless of the size of your retirement nest egg, you need to know your options and create a comfortable retirement lifestyle with flexibility built-in. Your plan base needs to be filled with some guaranteed sources of income from government benefits and investments that can provide predictable and sustainable income for life. You can limit market exposure and…
Our Process
OUR PROCESS Our process with clients who are either in or near retirement: Perhaps you have done well growing your savings with the help of an advisor over the years, but you are not confident that he or she has the expertise or willingness to put together a comprehensive retirement income plan for you. "55% of pre-retirees will change advisors when they transition to retirement" This is the stage of life when you need to consolidate your investments with one advisor that specializes in building a portfolio that can produce the retirement income you'll need…
Cashable Annuities - The Simplest Retirement Plan
Should more of your income be annuitized? The research is conclusive: Retirees with guaranteed lifetime income are happier and experience a greater degree of retirement satisfaction because they are not worried about outliving their money. During retirement, you have to de-risk your portfolio and reduce the market exposure of your investments so that you can ensure you do not run out of money. There are all kinds of annuities available, however, you probably have never heard of most of them. For example, Cashable annuities, variable annuities, deferred annuities, term annuities,…
Your Advisors for Advanced Retirement Income Planning
Finance Articles
Is this the time to Be Moving from Stocks to Bonds?
Although stocks and bonds are both good investments there big differences between the two. The old school rule of thumb was to have a percentage of bonds in your portfolio that corresponds with your age. If you are age 60 then you would have 60%…
The 4 Keys to Successful Investing
Everyone wants to make money from their investments, but fe do because they are constantly running in and out of the markets, however, it's easy to do if you follow these 4 keys: 1. Understanding your behavior. Most of what we do each day is…
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