Retirement Income & Tax Planning, Calgary

Calgary's Fee Only Retirement Income & Tax Planners

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Your Team for Creating a Worry-free Retirement With The Most Tax-efficient Income!

In the Spring of 1998, we arrived in Calgary with little more than what we could fit in our car and a few items we had shipped. We rented a small house on the old military base at Glenmore and Crowchild SW. - one of those houses that kind of looked like a dog house on steroids. 


Twenty-five years later, we are now empty nesters and managing our own retirement income, investment, & tax planning practice, helping our clients transition into their ideal retirement lifestyle, focusing on maximizing income, minimizing taxes, and living life with purpose.


We enjoy travelling, pickleball, and spending lots of time with our family, pictured above.


We may not have the brand power of the big banks, but more importantly, we have the brainpower. We are a local family-run business that you can relate to, we are easily reachable, and you always get to talk to one of us. Not some random person at the end of a 1-800 call.



Nancy has been in Financial Services since 2003 and has worked with 3 large Advisory Teams at Bank-owned firms. She has extensive experience working with High Net Worth Families. Along with numerous courses on finance, Nancy has a Certificate in Retirement Strategy and is a Certified Cashflow Specialist.


Willis has built 2 successful businesses, one in Residential Painting/Renovation Services and the other in the Residential Rental Market. Willis also served in the Pastoral Ministry from 1992 to 2012. He started Langford Financial Inc. in 2014 and Nancy joined him in the Spring of 2015. Willis has an undergraduate degree in Theology, an MA in Management, and has the prestigious Certified Financial Planning designation (CFP). Both are licensed insurance advisors with the Alberta Insurance Council. 


Together, we form a dynamic team. Nancy has extensive experience in running the day-to-day business transactions, insurance, and processes. Willis focuses on retirement income planning, marketing, and writing. 


What's unique about our process is that we show you how to think outside your portfolio and implement retirement income & investment strategies to save you tax and ensure you spend the right amount of money each year so you do not outlive your money or underspend and become the richest person in the graveyard. We also place a high value on living with purpose and that money must have a greater purpose than just buying stuff for ourselves. We are committed to helping our clients reach their financial goals to retire confidently and comfortably.


Here's what you can expect from us:

  • If you call you can always talk with one of us
  • We get back to you within 24 hours
  • A thoughtful, respectful environment
  • Honesty and transparency in regards to investment philosophy and fees
  • We are compensated on a fee-based model with a % of assets under management for investment clients, or
  • A flat-fee basis for planning clients
  • We work with clients 55+ who are looking for retirement income, investment & tax planning
  • Educational resources such as blogs, newsletters, and seminars
  • Unique solutions to your complex problems
  • Care and concern 

What we expect from you:

  • Mutual respect
  • Return our calls and provide us with up-to-date information
  • A desire and commitment to get your financial house in order and want to work with an advisor
  • Take action on our recommendations
  • Meet with us 3 times per year   

We are a husband/wife team and due to continued growth, we have recently added a new team member, Hervin Pesa. There are no big corporate objectives that we have to push and No outside company has any stake in our business. We are passionate about helping you manage your money wisely and helping you achieve financial security.  


Money shouldn't be a source of stress. It should be a tool for enjoyment, enabling you to have what you need and want; and empowering you to help others. The Financial Freedom we achieved in our early 40s has allowed us to focus on doing the things we love to do: support our charities, travel, and help other people retire confidently with purpose and peace of mind.

The best way to engage with us is to book an appointment. Click Here to book. Or Learn more about our All-inclusive Program for those 55+




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