All-Inclusive Service For Investment, Income & Tax Planning

Our Full-Service Model for Clients 55+

 

This is our full-service offering which includes ongoing Income, Investment Management, and Tax Planning.

This is for you if you prefer to delegate the implementation of your plan to a professional to:

• simplify your finances
• stay organized
• follow a properly laid out plan that is recalibrated annually and as life changes occur
• enjoy your retirement savings always knowing what your income will be each year so you don't overspend or underspend
• delegate the implementation of your retirement plan, investment management, and tax planning to a team of professionals for ongoing advice and execution

 

This is especially for you if:

• You have an advisor who doesn't provide any planning or advice - yet you are paying for it.
• You don't have an advisor and your investments are all over the place.
• You don't want to manage your investments by yourself during the decumulation phase because you want to ensure you have sustainable & tax-efficient income without the worry of running out.
• You're not an investment or tax expert and you know that you should delegate this to someone who is. (you don't do your own electrical or plumbing either)
• You want one team that you can depend on who is consistently available to help when you call or email.
• You want your investments in less volatile assets than just stocks and bonds so that you can focus on enjoying life, not worrying about the markets or the economy.
• You value money, time and family. You've worked hard over your lifetime and now you want to make sure this enables you to have the best possible retirement focusing not on the dollars, but on what matters most in your life.
• Your portfolio is a minimum of $800,000 as a single or $1,000,000 as a couple.

 

Our value promise is to ensure you get and keep your financial house in order forever so you can focus on living your ideal lifestyle with confidence and peace of mind, regardless of what is happening in the markets or the economy.

 

We enjoy working with people with whom we have shared values, so we created our exclusive, All-Inclusive Program. You value hard work, living life on purpose, being generous with your time and money, spending time with family, travelling, living a healthy lifestyle, and preserving generational wealth.

 

With aligned values, we continue to build a community of people with whom we have a mutually respectful and beneficial long-term relationship. Here's what we do for our clients:

• We get and keep your financial house in order. The first thing we do is build a comprehensive retirement income, investment, tax, insurance, and estate plan that will act as a roadmap for your retirement.
• This will include a sustainable income to take each year, where to draw the income from in the most tax-efficient manner, the proper asset allocation for investments, risk analysis and the right types of insurance you will need, and an estate plan to ensure a simple transfer of wealth at the end of your life with a minimal estate tax. 
• Your income, investment and tax planning have to all work together to create an investment structure that can provide the income you need in the most tax-efficient manner and ensure it is sustainable for your lifetime. This isn't something you can set up once and forget about, rather it needs to be updated regularly so that the appropriate actions can be made beforehand.
• We meet 3 times per year (at least) either in person, by Zoom, or a phone call, to implement strategic income, investment, and in-depth tax planning, to ensure you are getting your maximum government/pension benefits, identify risks, review insurance, determine income needs for the next year and rebalance your investment portfolio.
• We are always just a phone call or an email away and respond quickly to all our client's inquiries. We all know this is next to impossible to find at any financial institution anymore. You'll only have to deal with Willis or Nancy moving forward and not be ignored. 

 

 

If this is the type of life that you would like to create for your future then book an appointment and we'll help you create your financial roadmap, gain clarity around your goals & values and get your financial house in order so you can move into your ideal lifestyle sooner.

 

As independent advisors, we have access to numerous investment options that will meet your income and growth needs. (This is a flat-fee-based service.) Book an introductory meeting with us, where we will review your situation, explain our All-inclusive Program, and determine the next steps moving forward. 

 

"Money is simply a tool that enables us to reach our goals 

and live a life that inspires us and others." 

 

 

Testimonials From Existing Clients

"My wife and I realized a long time ago the value of a financial planner over just a bank representative. We just felt like a number to the banks as every year it seemed we saw a different adviser with a different view. But finding a trusted, knowledgeable, and personable financial planner took a lot of time and effort. It just seemed like so many large corporate Financial Planners were more concerned about what they could make off of us rather than what they could make for us.
What we wanted, was not just reasonable returns now, but good personal advice in our preparation for retirement and what happens when retirement actually arrives. We wanted someone who would be walking with us, guiding us on our way to retirement.
From the first time, we found the website for Langford Financial Inc, we could see the knowledge of Willis and Nancy and a real effort to educate and pass on their knowledge through seminars, workshops, and their personal service. Once I reached out through their website for more information, Willis was quick to respond, offering and giving whatever information I was looking for, and never was there pressure to commit to anything.
The feeling of comfort and ease when talking with Willis was inviting enough for us to want to meet with Willis and Nancy, just to see firsthand if there was a connection and what working with them would look like.
And when we did meet for the first time, that feeling of comfort and ease was very evident. It was a unique experience for us to be able to sit down and get to know a financial planner (or a team of both Willis and Nancy) and not have any sales pressure on us. Just getting to know Willis and Nancy was important for us. We needed to be comfortable with them and see their competence in the business, and it was obvious that Willis and Nancy wanted to know us better so they could know how best to help us.
Once we decided to move our accounts over to Langford Financial, we found their process was comforting and refreshing as Willis and Nancy first worked at evaluating our complete situation. They dug down to get a complete picture of where we were at, where we wanted to be and how to get there. This took some reflection on our part but once we saw how they put it all together in our “Financial House In Order” binder, we were confident we made the right decision to go with Langford Financial.
Since the time we started working with Willis and Nancy I have attended many of their seminars and can say the information they have been teaching has been amazing. Always relevant, and consistent with their desire to help those coming up to retirement, and covering so many different situations as everyone has a different life situation. I know more than one of the tax-saving strategies they taught at their seminars will work for my wife and me, so we are very happy about that.
We would definitely recommend Langford Financial, not just for all your retirement planning needs, but they have great ideas on savings for your grandchildren too!"

~ Paul and Elaine Radder - Clients Since 2016

 

"We were long-time customers of our bank, but as we approached retirement we were being let down by a lack of support and changeover of personnel. We switched over to Langford Financial recently and have been very pleased with the financial advice and retirement planning provided. Both my wife and now understand our long-term plans, and how we will provide for our needs in retirement."

~ Clinton & Betty Ann Domansky - Clients since 2021

 

"I wouldn't want to go anywhere else but to Langford Financial Inc.
This team has been looking after me for 5 years and has always treated me with respect and care.
My investments are doing well and I know that Langford Financial Inc. really cares about my retirement strategies.
They are always a phone call or an email away." ~ Jean Cousins - Client since 2015

 

"My husband and I researched online first and then interviewed 3 different Retirement specialists to help us transition into retirement so we can live comfortably through our golden and olden years. It has been about a year now and we could not have made a better decision. We appreciate all the advice they have given us not only for our retirement but also on a personal level. Nancy and Willis truly care about our future.!" ~ Susan & Paul Ladouceur - Clients since 2021

 

"The Langfords have guided me through building a financial portfolio that I never thought I could and beginning to feel Iike l will achieve my retirement goals. Thanks for taking the time to work me through stuff as much as needed and always taking my calls to answer my numerous questions." ~ Grace Otoikhine - Client since 2015

Click here to check out more Google reviews.

 

Retirement Income, Investment & Tax Planning For Clients 55+,

Willis J Langford BA, MA, CFP

 Certified Financial Planner® 

Nancy Langford

Certificate in Retirement Strategies

One of Calgary's Top 6 Financial Planners