Estate Planning Blog Articles

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Retirement Income Planning, Calgary
  • Aug 12, 2018
  • Langford Financial

10 Biggest Mistakes People make With Their Life Insurance

At Langford Financial Inc, we look after a few thousand life insurance policies which cover the lives of a lot of individuals. Sometimes we have death claims every week of the month and can say that all of the claims we have submitted on behalf of. . .

Inheritance Planning, Calgary
  • Dec 07, 2017
  • Langford Financial

How can you ruin a good inheritance?

The oldest book in the world has a proverb that says, “A good person leaves an inheritance for their children’s children”.   A few years ago my parents called one day to inform me that they had sold their home and was giving all 9 children. . .

Final Expense Insurance, Calgary
  • Nov 23, 2016
  • Langford Financial

No Medical Life Insurance

No one wants to be a burden to someone else, especially their children. It happens everyday, a family is standing around at the funeral home trying to decide on a casket or a cremation. A simple burial, a reception, a minister. Flowers, burial plot. . .

RESP Information, Calgary
  • Nov 02, 2016
  • Langford Financial

RESP Guide to Get Gov. Grant Money for your Kid's & Grandkids!

One of the proudest moments occurred in 2016 as our son, Caleb, graduated from Mount Royal University with a 4-year degree in Business. This was a proud moment because if we had caved into the constant negativity that teachers had written in his. . .

calgary Life Insurance Quotes
  • Oct 13, 2015
  • Langford Financial

4 Reasons Why We Should Insure our Children?

This is a difficult conversation, but it is something that should be discussed.   Here are 4 reasons why you should consider insuring your children & grandchildren:   1. Guarantee insurability for the future. Just in case down the. . .

Retirement Transition, Calgary
  • Oct 13, 2015
  • Langford Financial

3 Truths about Mortgage Insurance from the Bank

If I took the mortgage insurance through my bank am I paying too much? Chances are, Yes! Most likely, you are paying smoker rates. But that's not the biggest problem. . .   1. ) You don’t control the policy. When you purchase. . .

Retirement Income Planning, Calgary
  • Oct 13, 2015
  • Langford Financial

Do You Really Need A Life Insurance Policy?

Here are some tips to help you decide   You need life insurance if: 1. Someone you support will still need your income when you’re no longer alive to earn it. 2. You’re likely to die, leaving a large debt and you want it paid without. . .

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