Retirement Lifestyle Blog Articles

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Retirement Income Planning, Calgary
  • May 29, 2022
  • Willis Langford

Is Your Total Financial House in Order?

What Does It Mean To Have Your Total Financial House In Order? Most Canadians have many financial products spread from one institution to another. Life insurance, group health and dental benefits from work, group RRSPs, LIRAs and pension plans. . .

Retirement Income Planning, Calgary
  • Mar 21, 2022
  • Willis Langford

Staying Focused On Your Retirement Goals

The year was 2009. The month was February. The financial crisis had recently happened. Things were a little bleak - similar to now. We decided as a family to go on a cruise from Long Beach, California. The flights were too expensive so we jumped in. . .

Retirement Income Planning, Calgary
  • Sep 26, 2021
  • Willis Langford

How Do You Go Back To The Way It Used to Be? You Don't

Where do we go from here? It's September 2021 and we are closing in on 2 years of living in a pandemic. Being the optimistic people we are, we want to believe that at some point in the not too distant future someone will announce it's all. . .

Retirement Income Planning, Calgary
  • Sep 08, 2021
  • Willis Langford

Retirement Transition - Why Your First Step should Be a Plan

Let me save you a lot of grief and a lot of money. Don't retire and start making a bunch of financial decisions willy-nilly. Start with some planning first. There are several decisions in retirement that cannot be undone and can result in you. . .

Retirement Income Planning, Calgary
  • Aug 22, 2021
  • Willis Langford

Inspiring Stories of Clients Living their Ideal Lifestyle

                    I have always admired those who attempt and achieve great things far beyond what the average person does. Paul is one of these people. He appears to be an ordinary person and he has done. . .

Retirement Income Planning, Calgary
  • Mar 14, 2021
  • Willis Langford

When Should Retirees Downsize Their Homes?

For most people, retirement comes with two concurrent events, more free time and an empty nest. The period of life when a lot of people are retiring from work coincides with when their youngest children are leaving home.   Consequently, most. . .

Retirement Income Planning, Calgary
  • Feb 06, 2021
  • Willis Langford

3 Ways Couples Can Get On The Same Page Prior To Retirement

How can couples get on the same page prior to retirement? A couple of years ago, Nancy and I attended a marriage enrichment seminar. It was a Friday evening and a Saturday morning event. I even think it was my idea and I signed us up and paid. . .

Flat-Fee Retirement Income Planning, Calgary
  • Jan 31, 2021
  • Willis Langford

Are You & Your Spouse On The Same Page With Retirement?

When you are married it's impossible to move forward into your ideal lifestyle if you and your spouse are not on the same page, especially with money and retirement. You have competing visions and at some point, you both have to get on the same. . .

Retirement Income Planning, Calgary
  • Jan 16, 2021
  • Willis Langford

A Retirement Transition Guide For Men

Why do men struggle with retirement more than women? I know this is a generalization, but I do think it is a serious and prevalent concern. Based on our experience in talking with men and based on our reading and research there are many issues. . .

Retirement Income Planners, Calgary
  • Jan 03, 2021
  • Willis Langford

10 Tips For Staying Upbeat in A Downbeat World

News from the storm cellar. . . The easiest thing to do right now is to succumb to the fear and panic that prevails in our world, but it will only lead to despair and hopelessness. Here are some practical strategies for staying positive during. . .

Retirement Income Planning, Calgary
  • Dec 31, 2020
  • Willis Langford

Retirement Checklist For Those 55+

Is Your Financial House In Order?     Self-Assessment For Pre-Retirement Income Planning  People retire for different reasons and at different ages. Some have a plan and have time to prepare and for others, it is forced upon them to no. . .

Retirement Income Planning, Calgary
  • Oct 16, 2020
  • Willis Langford

12 Keys To a Happy & Secure Retirement

12 KEYS TO A HAPPY, SECURE RETIREMENT • Start planning early. Time is your best friend. • Clearly define your retirement vision, values, priorities, and trade-offs. • Get expert help with financial planning. Use conservative. . .

Retirement Income Planning, Calgary
  • Aug 08, 2020
  • Willis Langford

All The Money In The World

Have you ever seen the movie, "All The Money In The World"? It's the true story of the Getty Oil empire. I'll try not to ruin the movie for you in case you have not seen it yet. But, I'm sure you know where this is going. Mr. . . .

Retirement Income Planning, Calgary
  • Mar 08, 2020
  • Willis Langford

5 Distractions That Can Ruin Your Retirement

I asked Anne, a recent retiree, what advice she would offer to other people who are getting ready to retire and I was surprised by her response. She said, "be leery of people who think you have all the time in the world to help them with their. . .

Retirement Income Planning, Calgary
  • Jul 11, 2019
  • Willis Langford

6 Steps You Should Take NOW if you want to Retire Soon

The reality is most people will spend more time planning a 2-week vacation than they will be planning out the rest of their lives. According to a 2012 LIMRA study, nearly half of retirees said they did not get to choose when they retired rather they. . .

Retirement Income Planning, Calgary
  • Jan 18, 2019
  • Willis Langford

5 Priorities for a Successful Retirement Transition

Perhaps you know the illustration of the physics teacher who gave his students a wide-mouth mason jar. He then gave them five big rocks, a handful of marbles, a container of sand, and a glass of water. He said, “You’ve got fifteen seconds to put. . .

Quality Retirement Planning, Calgary
  • Oct 11, 2016
  • Willis Langford

4 Major Pitfalls to Avoid in Retirement

Problem: Miss one of the four key numbers in your calculation, and you could be headed for disaster.   Four Major Pitfalls of Investing in Retirement  Investing in retirement can be tricky, as it requires that you consider several factors. . .

Quality Retirement Planning, Calgary
  • Sep 19, 2016
  • Willis Langford

6 Critical Conversations You Should be Having Before You Retire

The surveys and statistics are overwhelming. Most Canadians are entering Retirement with no plan. Maybe that's not entirely true. Because no plan is a plan - it's a plan to fail! The fact of the matter is that most Canadians do not plan. . .

Retirement Income Planning, Calgary
  • Nov 25, 2015
  • Willis Langford

3 Mistakes To Avoid As You Transition Into Retirement

The grasshopper watches the ant working diligently all summer long, making a home and gathering food for the winter. Thinking the ant a fool, the grasshopper spends his summer days playing in the sun and consuming whatever food comes his way. When. . .

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Naila Jinnah
Fee-Only Planning Client

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