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Fee-Only Retirement Income Planning, Calgary
  • Apr 04, 2020
  • Willis Langford

Guide to Investing, Fees and Determining Value

If all investments were the same then fees would be important. But, not all investments are the same. If you are looking to buy gasoline for your car you would naturally buy your gas from the station offering it at the lowest price, because you. . .

  • Aug 11, 2019
  • Willis Langford

The 4 Keys to Successful Investing

Everyone wants to make money from their investments, but few do because they are constantly running in and out of the markets, however, it's easy to do if you follow these 4 keys: 1. Understanding your behaviour. Most of what we do each day. . .

Retirement Income Planning, Calgary
  • Apr 10, 2018
  • Willis Langford

How and When to Take Advantage of Market Turmoil

In 2018, the stock market had been on a wild ride. We seen some significant pullbacks and seen some days where the markets have swung from the positive to the negative within hours. The question always becomes, "do you run for safety or do you. . .

Investments and Insurance Planning, Calgary
  • Aug 07, 2017
  • Willis Langford

Monthly contributions vs. Lump sum deposits

    Retirement Income & Investment Advisors, Willis &. . .

Investments and Insurance Planning, Calgary
  • Jun 17, 2017
  • Willis Langford

Financial Priorities For Your 30's and 40's

The financial habits you create early in life tend to follow you for the rest of your life. That's why it's important to establish priorities early in life and form good money habits that will serve you well in the later years of living when. . .

Retirement Income Planning, Calgary
  • May 03, 2017
  • Willis Langford

Do This and You Will Always Be Broke

Deep down inside we all want to do well financially and achieve financial independence. The very fact that you are reading this blog is because something inside of you resonates with the title. You don't want to be broke. Being broke is not. . .

RESP Information, Calgary
  • Nov 02, 2016
  • Willis Langford

RESP Guide to Get Gov. Grant Money for your Kid's & Grandkids!

One of the proudest moments occurred in 2016 as our son, Caleb, graduated from Mount Royal University with a 4-year degree in Business. This was a proud moment because if we had caved into the constant negativity that teachers had written in his. . .

Calgary Financial Advisors
  • Sep 03, 2016
  • Willis Langford

The best time to plant a tree is 20 years ago. The 2nd best time is....

TODAY! The best time to start planning your financial future was 20 years ago. The next best time is TODAY.   In fact, regardless of what planning you have done so far, there's still more to do. You may not know how long you will be here,. . .

Financial Advisor, Calgary
  • Aug 22, 2016
  • Willis Langford

Avoid These 4 Barriers to Financial Success

Everywhere you go there are barriers. You can't get onto a golf course without the proper atire. Riding transit - you need a ticket. University? You need the right marks from High School. There are barriers to almost everything in life, most of. . .

Quality Retirement Planning, Calgary
  • May 12, 2016
  • Willis Langford

How We Bought Our Vacation Property

We have a 2 bedroom, 1 bathroom condo in beautiful Scottsdale, AZ. It's located within walking distance of historic Old Town. It's in a lush and tropical gated community with 3 pools, 2 tennis courts, his and hers fully equipped gyms with. . .

Calgary Financial Advisor
  • Feb 18, 2016
  • Willis Langford

4 Simple Strategies For Making More Money

They say there is nothing new under the Sun. True, most people just do not know what's under the Sun. Just think of what you could do if you had more money. . . Finally, go on that family vacation. Go to more movies. Buy a new mattress. Here are 4. . .

Your Cash Flow Experts
  • Feb 13, 2016
  • Willis Langford

Is Your #1 Financial Frustration 1 of These?

Whether you like it or not, you need money to fund your lifestyle. If you don't earn enough money to fund your lifestyle then you either have to borrow money from somewhere or change your lifestyle to lower your expenses. If you don't want. . .

Fee-only retirement income planners, calgary
  • Jan 28, 2016
  • Willis Langford

Earn all you can, save all you can, but don't sit on the can

We were talking about this recently when Nancy and I were having our first meeting with a new client. In 1989 we were earning 7% interest on our savings accounts. Imagine how much money you would sock away right now if you could earn 7% with no. . .

Calgary Retirement Income Planning
  • Dec 10, 2015
  • Willis Langford

Achieving Financial Freedom Sooner

Most of us need to define what Financial Freedom means to us. Once it is defined it will probably need to be redefined again and again. Freedom doesn't have to be some far off, maybe, never-never land, or a constantly moving target that just. . .

Travel Insurance, Calgary
  • Nov 24, 2015
  • Willis Langford

Heading South this Winter? - What you need to know about Travel Insurance before you go

Just search the web and you will find some horror stories about travel insurance. If your traveling outside of Canada in the next little while make sure you understand what you have for Travel Medical Insurance. Here's a couple of tips: 1. ). . .

Latest Testimonial

My wife and I realized a long time ago the value of a financial planner over just a bank representative. We just felt like a number to the banks as every year it seemed we saw a different adviser with a different view. But finding a trusted, knowledgeable and personable financial planner took a lot of time and effort. It just seemed, so many large corporate Financial Planners were more concerned about what they could make off of us rather than what they could make for us.
What we wanted, was not just reasonable returns now, but good personal advice in our preparation for retirement and what happens when retirement actually arrives. We wanted someone who would be walking with us, guiding us on our way to retirement.
From the first time, we found the web site for Langford Financial Inc, we could see the knowledge of Willis and Nancy and a real effort to educate and pass on their knowledge through seminars, workshops and their personal service. Once I reached out through their web site for more information, Willis was quick to respond, offering and giving whatever information I was looking for and never was there pressure to commit to anything.
The feeling of comfort and ease when talking with Willis was inviting enough for us to want to meet with Willis and Nancy, just to see firsthand if there was a connection and what working with them would look like.
And when we did meet for the first time, that feeling of comfort and ease was very evident. It was a unique experience for us to be able to sit down and get to know a financial planner (or a team of both Willis and Nancy) and not have any sales pressure on us. Just getting to know Willis and Nancy was important for us. We needed to be comfortable with them and see their competence in the business, and it was obvious that Willis and Nancy wanted to know us better so they could know how best to help us.
Once we decided to move our accounts over to Langford Financial, we found their process was comforting and refreshing as Willis and Nancy first worked at evaluating our complete situation. They dug down to get a complete picture of where we were at, where we wanted to be and how to get there. This took some reflection on our part but once we saw how they put it all together in our “Financial House In Order” binder, we were confident we made the right decision to go with Langford Financial.
Since the time we started working with Willis and Nancy I have attended many of their seminars and can say the information they have been teaching has been amazing. Always relevant, and consistent with their desire to help those coming up to retirement, and covering so many different situations as everyone has a different life situation. I know more than one of the tax-saving strategies they taught at their seminars will work for my wife and I, so we are very happy about that.
We would definitely recommend Langford Financial, not just for all your retirement planning needs, but they have great ideas on savings for your grandchildren too!
Paul and Elaine Radder

Paul & Elaine Radder
Long-term Clients

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