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  • Aug 11, 2019
  • Willis Langford

The 4 Keys to Successful Investing

Everyone wants to make money from their investments, but few do because they are constantly running in and out of the markets, however, it's easy to do if you follow these 4 keys: 1. Understanding your behavior. Most of what we do each day is. . .

Retirement Income Planning, Calgary
  • Apr 10, 2018
  • Willis Langford

How and When to Take Advantage of Market Turmoil

In 2018, the stock market had been on a wild ride. We seen some significant pullbacks and seen some days where the markets have swung from the positive to the negative within hours. The question always becomes, "do you run for safety or do you. . .

Investments and Insurance Planning, Calgary
  • Aug 07, 2017
  • Willis Langford

Monthly contributions vs. Lump sum deposits

    Retirement Income & Investment Advisors, Willis &. . .

Investments and Insurance Planning, Calgary
  • Jun 17, 2017
  • Willis Langford

Financial Priorities For Your 30's and 40's

The financial habits you create early in life tend to follow you for the rest of your life. That's why it's important to establish priorities early in life and form good money habits that will serve you well in the later years of living when. . .

Retirement Income Planning, Calgary
  • May 03, 2017
  • Willis Langford

Do This and You Will Always Be Broke

Deep down inside we all want to do well financially and achieve financial independence. The very fact that you are reading this blog is because something inside of you resonates with the title. You don't want to be broke. Being broke is not. . .

RESP Information, Calgary
  • Nov 02, 2016
  • Willis Langford

RESP Guide to Get Gov. Grant Money for your Kid's & Grandkids!

One of the proudest moments occurred in 2016 as our son, Caleb, graduated from Mount Royal University with a 4-year degree in Business. This was a proud moment because if we had caved into the constant negativity that teachers had written in his. . .

Calgary Financial Advisors
  • Sep 03, 2016
  • Willis Langford

The best time to plant a tree is 20 years ago. The 2nd best time is....

TODAY! The best time to start planning your financial future was 20 years ago. The next best time is TODAY.   In fact, regardless of what planning you have done so far, there's still more to do. You may not know how long you will be here,. . .

Financial Advisor, Calgary
  • Aug 22, 2016
  • Willis Langford

Avoid These 4 Barriers to Financial Success

Everywhere you go there are barriers. You can't get onto a golf course without the proper atire. Riding transit - you need a ticket. University? You need the right marks from High School. There are barriers to almost everything in life, most of. . .

Quality Retirement Planning, Calgary
  • May 12, 2016
  • Willis Langford

How We Bought Our Vacation Property

We have a 2 bedroom, 1 bathroom condo in beautiful Scottsdale, AZ. It's located within walking distance of historic Old Town. It's in a lush and tropical gated community with 3 pools, 2 tennis courts, his and hers fully equipped gyms with. . .

Calgary Financial Advisor
  • Feb 18, 2016
  • Willis Langford

4 Simple Strategies For Making More Money

They say there is nothing new under the Sun. True, most people just do not know what's under the Sun. Just think of what you could do if you had more money. . . Finally, go on that family vacation. Go to more movies. Buy a new mattress. Here are 4. . .

Your Cash Flow Experts
  • Feb 13, 2016
  • Willis Langford

Is Your #1 Financial Frustration 1 of These?

Whether you like it or not, you need money to fund your lifestyle. If you don't earn enough money to fund your lifestyle then you either have to borrow money from somewhere or change your lifestyle to lower your expenses. If you don't want. . .

Retirement Readiness Assessment, Calgary
  • Jan 28, 2016
  • Willis Langford

Earn all you can, save all you can, but don't sit on the can

We were talking about this recently when Nancy and I were having our first meeting with a new client. In 1989 we were earning 7% interest on our savings accounts. Imagine how much money you would sock away right now if you could earn 7% with no. . .

Calgary Financial Advisor
  • Dec 17, 2015
  • Willis Langford

Why Are Canadians So Stressed Over Money?

87% of Canadians wish they had made better financial decisions earlier in life. According to a recent poll by the FPSC (Financial Planning Standards Council)  What kind of better decisions? 1. ) Start saving money earlier 2. ) Avoid. . .

Calgary Retirement Income Planning
  • Dec 10, 2015
  • Willis Langford

Achieving Financial Freedom Sooner

Most of us need to define what Financial Freedom means to us. Once it is defined it will probably need to be redefined again and again. Freedom doesn't have to be some far off, maybe, never-never land, or a constantly moving target that just. . .

Travel Insurance, Calgary
  • Nov 24, 2015
  • Willis Langford

Heading South this Winter? - What you need to know about Travel Insurance before you go

Just search the web and you will find some horror stories about travel insurance. If your traveling outside of Canada in the next little while make sure you understand what you have for Travel Medical Insurance. Here's a couple of tips: 1. ). . .

Calgary Financial Consulting
  • Sep 20, 2015
  • Willis Langford

4 Common Retirement Mistakes Young Couples Make

Many young couples are still clinging to their honeymoon days and not thinking too far into the future. Though many couples appear to have the same goals, sometimes this is not the case.  In the months following marriage, one of the first things a. . .

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We contacted Willis and Nancy for advice about our retirement planning. We were looking for answers to specific questions regarding when was the best time to take our CPP and OAS and in what order to draw down assets. Willis was able to answer these questions and provide us with an overall strategy for managing our retirement income. He was knowledgeable and we felt like his advice was specific to our needs, it wasn’t a cookie-cutter, one size fits all approach. We especially appreciated that this was a fee for service and there was no pressure to purchase a product. The fee was clearly explained upfront and there were no surprises. We felt that we received good value for money and feel more confident about our plans for our financial future.

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