Understanding Government Benefits Blog Articles

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Retirement Income Planning, Calgary
  • Dec 13, 2020
  • Willis Langford

Everything You Need To Know About Your Government Benefits

Now Online Access For You   Our Entire Presentation is now online for free:    "Everything You Need To Know About CPP, OAS, GIS, PRBs, & More"   This is a 6 part presentation and you will receive 6 emails over the course of. . .

Retirement Income Planning, Calgary
  • Nov 21, 2020
  • Willis Langford

Should You Take Your CPP Early? - Before You Do, Read This!

It's a question we get asked often: Should I take my CPP at age 60 or wait? The short answer is NO, the long answer is YES. Consider some of the following in making your decision. 1. ) If you are still working, will the additional income. . .

Retirement Income Planning, Calgary
  • Oct 31, 2020
  • Willis Langford

3 Examples of When it Makes Sense To Delay Collecting CPP?

In many cases, it makes sense to take CPP at age 60. Remember, if you take your CPP at age 65 you get 100% of your entitlement. If you take it at age 60 your benefit is reduced by 36% (. 6% for each month) If you delay taking your CPP to age 70, you. . .

Retirement Income Planning, Calgary
  • Oct 29, 2020
  • Willis Langford

Over 65, Collecting CPP and Still Working? Why It Makes Sense To Keep Making Contributions

If you are between the age of 65 and 70 and still working you have an opportunity to continue to contribute to CPP and earn as much as 18% returns on those contributions as Post Retirement Benefits - guaranteed and indexed for the rest of your. . .

Retirement Income Planning, Calgary
  • Sep 22, 2020
  • Willis Langford

Are CPP Contributions Worth It for the Incorporated Business Owner?

Are CPP Contributions Worth It for the Incorporated Business Owner? A Case Study in the Cost/Benefits Analysis of business owners making CPP Contributions Current Situation with new 2021 numbers  The CPP program is a pension plan that was. . .

Retirement Income Planning, Calgary
  • Aug 31, 2020
  • Willis Langford

What Happens To Your CPP & OAS if You Retire Outside Canada?

Many Canadians are choosing to live in another country during retirement. So what happens to your government pensions if you decide to move to a warmer climate outside of Canada? It depends on how long you lived and worked in Canada. . . .

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