10 Tips For Staying Upbeat in A Downbeat World

Retirement Income Planners, Calgary

News from the storm cellar...

The easiest thing to do right now is to succumb to the fear and panic that prevails in our world, but it will only lead to despair and hopelessness. Here are some practical strategies for staying positive during these difficult times.

1. Keep your routines. It's easy to leave the News channel on for 16 hours a day, but it's the worst thing you can do. If you fill your mind with negativity from daylight to dark you will be filled with fear, unrest, and irrational behaviour. 

2. Connect with family and friends. It's never been easier to stay connected with the technology we have. Text, call or use FaceBook messenger video chat, FaceTime, or zoom meetings which all allow multiple people to connect with video. 

3. Send greeting cards or letters. The mail is still moving. Send a note to your children, parents, friends, or neighbours to cheer them up. 

4. Order something on Amazon for someone. I did this for my parents a while back and then they spent a day or two trying to figure out who it was from. It was fun.

5. Have a date night. Order in from your favorite restaurant and eat by candlelight and romantic music (try searching "romantic jazz" playlist on YouTube. After, watch the movie called "This Beautiful Fantastic" on
Kanopy, Netflix, or Amazon Prime. A funny, charming, and heartwarming tale. 

6. Take an online course. I completed a course on Income Tax in 2020 and have started another. I love taxes, especially learning strategies so that we can all pay less. Nancy has an online Spanish course and an Interior Decorating course on the go but hasn't had time yet during covid-19 to get to them as we've been busy working full tilt. There are free courses available via your library membership on

7. Friday night beach night escape. This is my wife's favorite. We have leftovers and watch the Beachfront property hunt shows on HGTV. It reminds us of our favourite vacations and gives ideas of beautiful and interesting places to visit.


8. Get into an online TV series. We are now 20 episodes deep into Downton Abby. The next time you talk with us don't be surprised if we have a British accent. We have also been watching Wheel of Fortune and the Canadian Family Feud. I love Gerry Dee.

9. Try some new recipes. Nancy does the Keto lifestyle and she is always making new and exciting Keto friendly meals. We made homemade Keto ice cream last Sunday, along with a Keto pizza. Pinterest is an amazing resource for new recipes and everything else under the sun.

10. Go for a walk around the block. Just keep your distance from other people and enjoy that cool crisp fresh air.

Bonus: Be kind to someone. 

What's our job right now? Stay home. That's it. How hard is that? You don't need 16 hours of news updates to help you do that. All you need to do is go to the
Alberta.ca website or the federal government website for a quick update and then watch 30 minutes of Global at 5 pm. If we are not careful we will have another pandemic when this is over - obesity, depression, hopelessness, despair, divorce, and more death.


Click Here to learn more about our process for creating your financial roadmap for retirement, getting your total financial house in order, and living your ideal lifestyle.

Retirement Income Planning For Clients 55+

Willis J Langford BA, MA, CFP
Nancy R Langford CRS

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My wife and I realized a long time ago the value of a financial planner over just a bank representative. We just felt like a number to the banks as every year it seemed we saw a different adviser with a different view. But finding a trusted, knowledgeable and personable financial planner took a lot of time and effort. It just seemed, so many large corporate Financial Planners were more concerned about what they could make off of us rather than what they could make for us.
What we wanted, was not just reasonable returns now, but good personal advice in our preparation for retirement and what happens when retirement actually arrives. We wanted someone who would be walking with us, guiding us on our way to retirement.
From the first time, we found the web site for Langford Financial Inc, we could see the knowledge of Willis and Nancy and a real effort to educate and pass on their knowledge through seminars, workshops and their personal service. Once I reached out through their web site for more information, Willis was quick to respond, offering and giving whatever information I was looking for and never was there pressure to commit to anything.
The feeling of comfort and ease when talking with Willis was inviting enough for us to want to meet with Willis and Nancy, just to see firsthand if there was a connection and what working with them would look like.
And when we did meet for the first time, that feeling of comfort and ease was very evident. It was a unique experience for us to be able to sit down and get to know a financial planner (or a team of both Willis and Nancy) and not have any sales pressure on us. Just getting to know Willis and Nancy was important for us. We needed to be comfortable with them and see their competence in the business, and it was obvious that Willis and Nancy wanted to know us better so they could know how best to help us.
Once we decided to move our accounts over to Langford Financial, we found their process was comforting and refreshing as Willis and Nancy first worked at evaluating our complete situation. They dug down to get a complete picture of where we were at, where we wanted to be and how to get there. This took some reflection on our part but once we saw how they put it all together in our “Financial House In Order” binder, we were confident we made the right decision to go with Langford Financial.
Since the time we started working with Willis and Nancy I have attended many of their seminars and can say the information they have been teaching has been amazing. Always relevant, and consistent with their desire to help those coming up to retirement, and covering so many different situations as everyone has a different life situation. I know more than one of the tax-saving strategies they taught at their seminars will work for my wife and I, so we are very happy about that.
We would definitely recommend Langford Financial, not just for all your retirement planning needs, but they have great ideas on savings for your grandchildren too!
Paul and Elaine Radder

Paul & Elaine Radder
Long-term Clients

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