Have You Ever Committed Financial Infidelity?

Calgary Financial Advisor

What is Financial Infidelity?

This is a common occurance when couples have shared finances and one spouse hides purchases from the other. It happens more frequently than you may realize. 

Why does it happen?

Usually because there is a sense of fear, guilt or shame. These are not emotions that make for a happy marriage. 

How can you avoid it?

Have an open and honest discussion about finances where the ground rules are set. Meet with a financial advisor to create a reasonable and respectful cash flow plan.  This will help establish proper boundaries and spending limits; as well as an allowance for fun money for each partner.

It's not a healthy financial environment when one spouse is feeling deprived and has to hide stuff from the other. Our Cash flow planning process helps you discover your individual financial personality which enables you to work together in harmony rather than be fighting against each other's money mindset. Our Cash flow planning process facilitates open and honest dialogue between spouses, resulting in financial freedom and peace of mind getting you both on the same page.

Let's Improve Your Cash Flow! We can help you create a Cash Flow Plan to find the money you need to fund the LIFESTYLE you want TODAY and FOREVERWhat's Next?

 

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Latest Testimonial

If you are nearing retirement, newly retired, or well into that stage of life and need some honest, reliable financial advice and tax planning services, I highly recommend Willis and Nancy Langford at Langford Financial. I have been working with them since the fall of 2020 and am really happy I made the switch.

I needed much better advice than I was getting from my new bank rep as I was actively preparing for retirement. I found Langford Financial online and booked a review meeting. I was happy that I was sent a complete list of all the information that would be needed prior to my initial meeting so I arrived prepared.

From that initial meeting, I decided to have Willis prepare a retirement plan for me. After we reviewed everything he had prepared, I felt much more confident in what was to come financially during retirement and how I could manage it. That's when I decided to transfer my investment portfolio from my bank to Langford Financial so they could manage it with and for me. I felt they really had my best interests at heart.

It was a pleasant surprise that their approach combined both income planning for retirement and tax planning for both the immediate future and well into retirement. This has proven to be very helpful as it has ended up saving me a lot of money (a lot!) by using credits that had been missed by the company I previously used to prepare my taxes.

I really like working with Willis and Nancy. They are very quick to answer any questions I have and can accommodate virtual or in-person meetings based on what is needed. They also produce a regular newsletter that I really enjoy. It has lots of tips in it and some very good in-depth information that helps me make better decisions---or at least ask better questions!

Moving to Langford Financial was a great decision for me. It has lead to better financial planning and decision-making and much greater peace of mind for me at this time of life.
 
 
 
Sharon Stroick
Full Service Client Since 2020

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