Have You Ever Committed Financial Infidelity?

Calgary Financial Advisor

What is Financial Infidelity?

This is a common occurance when couples have shared finances and one spouse hides purchases from the other. It happens more frequently than you may realize. 

Why does it happen?

Usually because there is a sense of fear, guilt or shame. These are not emotions that make for a happy marriage. 

How can you avoid it?

Have an open and honest discussion about finances where the ground rules are set. Meet with a financial advisor to create a reasonable and respectful cash flow plan.  This will help establish proper boundaries and spending limits; as well as an allowance for fun money for each partner.

It's not a healthy financial environment when one spouse is feeling deprived and has to hide stuff from the other. Our Cash flow planning process helps you discover your individual financial personality which enables you to work together in harmony rather than be fighting against each other's money mindset. Our Cash flow planning process facilitates open and honest dialogue between spouses, resulting in financial freedom and peace of mind getting you both on the same page.

Let's Improve Your Cash Flow! We can help you create a Cash Flow Plan to find the money you need to fund the LIFESTYLE you want TODAY and FOREVERWhat's Next?


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I contacted Langford Financial to see if they could help me with specific questions on retirement & estate planning, efficient tax strategies, CPP and OAS benefits, and income drawdown strategies. I was very nervous at first about whether they would be a good fit for my needs, but my concerns were quickly put to rest and Willis and his team made me feel at ease right from the very first meeting.

They are very easy to work with, are very knowledgeable and resourceful, are able to break down complex matters into an easy-to-understand manner, and are always quick to respond to any questions. They reviewed my situation and were able to tailor a plan to fit my specific needs, to my complete satisfaction.

The plan included amongst other things, the best way to utilize efficient income tax strategies. helped me to understand the correct drawdown of assets which would result in larger savings, and provided guidance on insurance products and efficient estate planning.

As a result, I have a much clearer picture of my financial situation now and feel very confident and satisfied with the plan that they have proposed for me, going forward. What I appreciated the most about Willis and his team was that, in addition to their friendly, personable and professional approach, at no time was there ever any pressure to purchase any products.

I am very happy with the service I received from Willis and his team and would recommend Langford Financial to anyone looking for advice on their retirement planning needs. You will not be disappointed!

Naila Jinnah

Naila Jinnah
Fee-Only Planning Client

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