The best time to plant a tree is 20 years ago. The 2nd best time is....

  • Home
  • Blog Articles
  • The best time to plant a tree is 20 years ago. The 2nd best time is....
Calgary Financial Advisors


The best time to start planning your financial future was 20 years ago. The next best time is TODAY. 

In fact, regardless of what planning you have done so far, there's still more to do. You may not know how long you will be here, but one thing is for certain, you will need money to live here.

Like many others, you've likely put more time into planning your last 2-week vacation than you have on the next 20 years of living. Having a quality financial plan put into action today will lead to many enjoyable vacations for years to come.

You can set up the opportunity for your children or grandchildren to receive a quality education by creating an education fund now. This will also ensure that they will be employable and not be living in your basement when they are 30 years old.

You can establish a retirement fund now so that in 20 years you have more options for where you may live or how long you must work.

Today is a great time to create a fund so that you can start a business or buy that revenue property in Palm Springs.

We live in an older established neighbourhood in Calgary with lots of trees that we enjoy. These trees provide cooling shade in the summer and an excellent wind and snow shield in the winter. We benefit from them today because someone had the foresight to plant them 60 years ago.

What quality planning are you ready to begin today that both you and your loved ones will benefit from now and for years to come?

If you are not sure where to start or the thought of it seems overwhelming let us simplify it for you...

In order to figure out how to get to the desired destination, like when you're at CrossIron Mall and you want to find the food court, you first have to determine where you are currently, and then use the map to decide your route. The same concept can be applied to accomplishing your financial goals - you first must figure out where you are right now, financially.

To do this take advantage of our Fee-Only Planning Service to get your total financial house in order.

Getting their Financial House in Order has helped our clients in 2 Significant ways and we're sure it'll do the same for you:

#1. It will relieve you of that nagging thought in the back of your mind that you need to deal with this stuff, and

#2. You will discover important documents that may be missing and learn how to replace them or get them put in place if you never had them. 

Our business is all about helping clients declutter their lives by first getting their total financial house in order and providing the clarity and confidence to retire sooner rather than later. You can learn more about our process by clicking here.


Fee-only Retirement Income Planning

Willis J Langford BA, MA, CFP

Nancy Langford CRS

Everyone Needs and Deserves a Quality Retirement Income Plan

Share This Post:

Related Posts

Latest Testimonial

If you are nearing retirement, newly retired, or well into that stage of life and need some honest, reliable financial advice and tax planning services, I highly recommend Willis and Nancy Langford at Langford Financial. I have been working with them since the fall of 2020 and am really happy I made the switch.

I needed much better advice than I was getting from my new bank rep as I was actively preparing for retirement. I found Langford Financial online and booked a review meeting. I was happy that I was sent a complete list of all the information that would be needed prior to my initial meeting so I arrived prepared.

From that initial meeting, I decided to have Willis prepare a retirement plan for me. After we reviewed everything he had prepared, I felt much more confident in what was to come financially during retirement and how I could manage it. That's when I decided to transfer my investment portfolio from my bank to Langford Financial so they could manage it with and for me. I felt they really had my best interests at heart.

It was a pleasant surprise that their approach combined both income planning for retirement and tax planning for both the immediate future and well into retirement. This has proven to be very helpful as it has ended up saving me a lot of money (a lot!) by using credits that had been missed by the company I previously used to prepare my taxes.

I really like working with Willis and Nancy. They are very quick to answer any questions I have and can accommodate virtual or in-person meetings based on what is needed. They also produce a regular newsletter that I really enjoy. It has lots of tips in it and some very good in-depth information that helps me make better decisions---or at least ask better questions!

Moving to Langford Financial was a great decision for me. It has lead to better financial planning and decision-making and much greater peace of mind for me at this time of life.
Sharon Stroick
Full Service Client Since 2020

Contact Us

Questions? Comments? Call us today at 587-755-0159 or fill out the form below:

Have Questions? Call Us Today At

Call Us

Join Our Newsletter