The best time to plant a tree is 20 years ago. The 2nd best time is....

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Calgary Financial Advisors


The best time to start planning your financial future was 20 years ago. The next best time is TODAY. 

In fact, regardless of what planning you have done so far, there's still more to do. You may not know how long you will be here, but one thing is for certain, you will need money to live here.

Like many others, you've likely put more time into planning your last 2-week vacation than you have on the next 20 years of living. Having a quality financial plan put into action today will lead to many enjoyable vacations for years to come.

You can set up the opportunity for your children or grandchildren to receive a quality education by creating an education fund now. This will also ensure that they will be employable and not be living in your basement when they are 30 years old.

You can establish a retirement fund now so that in 20 years you have more options for where you may live or how long you must work.

Today is a great time to create a fund so that you can start a business or buy that revenue property in Palm Springs.

We live in an older established neighbourhood in Calgary with lots of trees that we enjoy. These trees provide cooling shade in the summer and an excellent wind and snow shield in the winter. We benefit from them today because someone had the foresight to plant them 60 years ago.

What quality planning are you ready to begin today that both you and your loved ones will benefit from now and for years to come?

If you are not sure where to start or the thought of it seems overwhelming let us simplify it for you...

In order to figure out how to get to the desired destination, like when you're at CrossIron Mall and you want to find the food court, you first have to determine where you are currently, and then use the map to decide your route. The same concept can be applied to accomplishing your financial goals - you first must figure out where you are right now, financially. To do this take advantage of our Financial Inventory Service. This is a free service we offer where all you have to do is collect all of your documents, stuff them into a bag or a box, and drop it off to us. We will sort, categorize and organize it all for you. We will then return it to you and include a one-page financial summary. We call this exercise "Getting your Financial House in Order". 

Getting their Financial House in Order has helped our clients in 2 Significant ways and we're sure it'll do the same for you:

#1. It will relieve you of that nagging thought in the back of your mind that you need to deal with this stuff, and

#2. You will discover important documents that may be missing and learn how to replace them or get them put in place if you never had them. 

Our business is all about helping clients declutter their lives by first getting their total financial house in order and providing the clarity and confidence to retire sooner than later. You can learn more about our process by clicking here.


Fee-only Retirement Income Planning

Willis J Langford BA, MA, CFP

Nancy Langford CRS

Everyone Needs and Deserves a Quality Retirement Income Plan

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Latest Testimonial

I contacted Langford Financial to see if they could help me with specific questions on retirement & estate planning, efficient tax strategies, CPP and OAS benefits, and income drawdown strategies. I was very nervous at first about whether they would be a good fit for my needs, but my concerns were quickly put to rest and Willis and his team made me feel at ease right from the very first meeting.

They are very easy to work with, are very knowledgeable and resourceful, are able to break down complex matters into an easy-to-understand manner, and are always quick to respond to any questions. They reviewed my situation and were able to tailor a plan to fit my specific needs, to my complete satisfaction.

The plan included amongst other things, the best way to utilize efficient income tax strategies. helped me to understand the correct drawdown of assets which would result in larger savings, and provided guidance on insurance products and efficient estate planning.

As a result, I have a much clearer picture of my financial situation now and feel very confident and satisfied with the plan that they have proposed for me, going forward. What I appreciated the most about Willis and his team was that, in addition to their friendly, personable and professional approach, at no time was there ever any pressure to purchase any products.

I am very happy with the service I received from Willis and his team and would recommend Langford Financial to anyone looking for advice on their retirement planning needs. You will not be disappointed!

Naila Jinnah

Naila Jinnah
Fee-Only Planning Client

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