3 Financial Mistake to AVOID

Retirement Income Planning, Calgary

1. Not starting early in life with a financial plan - It’s true: we will spend more time planning our summer vacation than we will planning our financial future. David Chilton’s book, "The Wealthy Barber” is a great book to get you started on the right path. Insurance, investments, wills, TFSA’s, RESP’s, RRSP’s are simply the vehicles we can use to get us where we want to be. 

2. Unplanned spending - Do you really know how much you spend each month? Or, Where you are spending it? If you’re not paying your credit card balance in full at the end of each month chances are you have unplanned spending and need a better budget. According to creditcards.com, 52% of Canadian households carry a credit card balance from month to month. Failure to plan is a plan - it's a plan to fail!
3. Misunderstanding and mismanaging risk - Imagine the financial consequences of your house burning flat to the ground and not having any insurance to replace it. Not only would you have to continue paying the mortgage, but you would also have to come up with the money to rebuild. You just don’t do this. There are risks associated with living and you need to understand and manage them well or live with the consequences.

At Langford Financial we help you get your financial house in order by creating a customized action plan so that they can have peace of mind while working towards a successful financial future. Contact us to find out how we can help you! 


Retirement Review! Planning to retire soon? We offer a review that will help you get organized and understand how government pensions work and calculate your retirement income and how long it will last.

Click here to Book Your Appointment

Retirement Income & Investment Advisors,

Willis & Nancy



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Willis and Nancy are amazing. I am near retiring totally and they advised me what to do to help me be financially set. I was late in starting my financial plan but they helped me to see that I was going to be okay. 
They are so knowledgeable about what is going on in the world financially especially for retirement. They have the answers and are interested in you personally. 
Thank you.

Catherine Moon

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